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var(--warm-100);border-radius:var(--radius);overflow:hidden;transition:all var(--transition)}.refer-faq__item[open]{border-color:var(--sky-soft);box-shadow:var(--shadow-sm)}.refer-faq__item summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 28px;cursor:pointer;list-style:none;font-family:var(--font-display);font-size:16px;font-weight:700;color:var(--sky-deep);line-height:1.4;letter-spacing:-.2px}.refer-faq__item summary::-webkit-details-marker{display:none}.refer-faq__icon{width:32px;height:32px;border-radius:50%;background:var(--sky-soft);color:var(--sky-deep);display:flex;align-items:center;justify-content:center;font-size:12px;flex-shrink:0;transition:transform 0.25s ease}.refer-faq__item[open] .refer-faq__icon{transform:rotate(45deg);background:var(--sky-deep);color:var(--white)}.refer-faq__answer{padding:0 28px 26px 28px;font-size:14.5px;color:var(--ink);line-height:1.75}.refer-faq__answer p+p{margin-top:12px}.refer-faq__answer a{color:var(--sky-deep);font-weight:600}.refer-faq__foot{text-align:center;margin-top:32px;font-size:14px;color:var(--muted);font-style:italic}.refer-faq__foot a{color:var(--sky-deep);font-weight:600}@media (max-width:1100px){.alt-submission__grid{grid-template-columns:repeat(2,1fr)}.security-deep__grid{grid-template-columns:repeat(2,1fr)}.after-submit__steps{grid-template-columns:repeat(2,1fr);gap:18px}.after-submit__steps::before{display:none}}@media (max-width:1024px){.refer-form__field-groups{grid-template-columns:1fr}.refer-checklist__panel{padding:32px 28px 28px}}@media (max-width:720px){.refer-checklist__list{grid-template-columns:1fr;gap:0}.refer-checklist__list li:nth-last-child(-n+2){border-bottom:1px solid var(--warm-100)}.refer-checklist__list li:last-child{border-bottom:none}}@media (max-width:480px){.alt-submission__grid{grid-template-columns:1fr}.security-deep__grid{grid-template-columns:1fr}.after-submit__steps{grid-template-columns:1fr}.refer-faq__item summary{padding:18px 22px;font-size:15px}.refer-faq__answer{padding:0 22px 22px}}